Current Loan Rates

Effective: May 1, 2008

All Rates Subject to Change.

AUTO LOANS (Up to 72 months)
New Auto – 100% Financing
4.9% APR*
Used Auto
4.9% APR*
New auto – 100% financing plus taxes and license fee or extended warranty.
49 -60 month auto loan available for purchase price greater than $10,000
72 month auto loan available for purchase price greater than $30,000


Used auto purchase price not to exceed 100% of NADA retail value plus taxes and license fee or extended warranty.
37-48 month used auto loan available for purchase price greater than $5,000


OTHER TITLED VEHICLES (Up to 60 months)
New Boat, Motorcycle or RV – 100% Financing
8.0% APR*
Used Boat, Motorcycle or RV
8.0% APR*


HOME EQUITY LINE OF CREDIT
Home Equity Line of Credit
Prime -1%
Prime minus 1% for first 12 months, Prime thereafter (Interest rate floor 5.0%) Missouri and Illinois residents only


COLLATERAL-SECURED LOANS (Up to 48 months)
Computer/Furniture ($6,000 limit)
9.9% APR*


SHARE-SECURED LOANS (Up to 48 months)
100% Share Secured (No limit)
current CD rate + 2%
20% Share Secured ($6,000 limit)
9.9% APR*


UNSECURED LOANS Loans (Up to 24 months)
Unsecured Loans ($2,000 limit)
14.5% APR*
Educational Assistance Loan (FRB approved)
12.0% APR*
Bridge Loans (Awaiting Thrift Plan proceeds)
12.0% APR*


CREDIT CARD
VISA
9.9% APR*

Our commitment to our members in providing competitive and reasonable interest rates includes matching any bona fide interest rate from any dealership or financial institution. (Interest rate floor 3.9%) Loans finalized during the previous 30 days may be revised to these rates. Loan rates are based upon credit approval and certain restrictions may apply.

 

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Auto Loans
Other Titled Vehicles
HELOC
Collateral-Secured
Share-Secured
Unsecured
Credit Card