Current Savings Rates
Effective: June 1, 2008
All Rates Subject to Change.
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|
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DIVIDEND
RATE |
APY* |
| Share Savings or IRA |
0.499% |
0.50% |
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|
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|
DIVIDEND
RATE |
APY* |
| Christmas/Vacation Club |
0.499% |
0.50% |
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| SHARE
DRAFT CHECKING PLUS** |
|
|
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|
DIVIDEND
RATE |
APY* |
Share Draft Checking PLUS**
|
0.499% |
0.50% |
| **Minimum balance $500 |
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|
DIVIDEND
RATE |
APY* |
Money Market** $2500 – 4999.99
|
1.243% |
1.25% |
| Money Market** $5000 – 9999.99 |
1.49% |
1.50% |
| Money Market** $10,000 and over |
1.74% |
1.75% |
| **Minimum deposit $2500 |
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| SHARE
CERTIFICATES OR IRA |
|
|
|
|
DIVIDEND
RATE |
APY* |
Share Certificate** - 182 Days
|
2.477% |
2.50% |
| Share Certificate or IRA**
- 365 Days |
2.722% |
2.75% |
**Minimum deposit $1000
**Minimum deposit $500 on Coverdell Educational Savings
Accounts |
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How members’ dividends are calculated
Dividends are calculated by the daily balance method, which
applies a daily periodic rate to the balance in the account
each day. Dividends will begin to accrue on the business day
you deposit cash and non-cash items. Dividend rates are determined
by the Board of Directors and are subject to change.
Please call the credit union for
the most recent posted dividend rate.

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